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A private island rivals mega yachts and Learjets on all-time fantasy wish lists. This Riverhead home situated on its own peninsula will undoubtedly get you one step closer to ticking off that box — and you don’t quite need an offshore bank account to afford it.

For $1.2 million, you’ll wake up surrounded by water. The four-bedroom, three-bathroom contemporary is carved into the coastline, sitting at the mouth of the Peconic River and overlooks Flanders Bay. Water views can be enjoyed in every room and its location opposite protected Suffolk County parkland ensures they’ll never wane.

An outdoors lover’s oasis, the half-acre property boasts close access to a deeded beach and private boat slip for days spent out on the water.

“It’s a gorgeous property,” said Jason Furnari, listing agent with EXIT Realty Achieve. “If you love the water, water sports and kayaking , this is perfect for you.”

The spacious 21,780-square-foot lot is comprised of an eat-in kitchen, an open living area with a double-sided fireplace and a separate laundry room with updated appliances. The crown jewel is the grand master suite with a deck overlooking the water.

“It’s beautiful to look out off of at night,” Furnari added. “It feels like you’re right on top of the water.”

The home is listed for $1,229,777.

See more photos below. View the listing

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